The Property Don
    THE PROPERTY DON

    Trusted Property Services

    Trusted Referral Partner

    Specialist Mortgages for Property Investors

    Holiday lets, serviced accommodation, and investment properties need specialist finance. Get access to the whole market through an FCA-regulated broker who understands short-term rental income.

    Beautiful holiday let property

    Finance for Every Property Strategy

    Whether you're buying your first holiday let or expanding a portfolio, specialist brokers can access products that match your strategy.

    Holiday Let Mortgages

    Specialist financing for properties you'll rent to holiday guests on platforms like Airbnb

    Serviced Accommodation

    Mortgages designed for short-term rental properties with flexible terms for SA investors

    Investment Property

    Finance for building your property portfolio, whether it's your first or fiftieth investment

    Remortgaging

    Release equity or find a better rate on your existing investment properties

    Why Use a Specialist Broker?

    Specialist Lender Access

    Holiday let and serviced accommodation mortgages require specialist lenders. A broker with access to the whole market can find products you won't see on comparison sites.

    Complex Income Accepted

    Self-employed? Multiple income streams? Short trading history? Specialist brokers know which lenders will work with your circumstances.

    Save Hours of Research

    Instead of approaching lenders individually, one application through a broker reaches dozens of potential matches. They do the legwork, you make the decision.

    FCA Regulated Advice

    Proper mortgage advice from a regulated broker protects you and ensures recommendations are genuinely in your interest, not just the lender's.

    Property investment keys and documents

    How It Works

    Getting specialist mortgage advice is straightforward

    1

    Request a Callback

    Complete the form below with basic details. Takes less than a minute.

    2

    Initial Consultation

    A qualified advisor calls to understand your goals and explain your options.

    3

    Tailored Recommendations

    Receive mortgage options matched to your specific situation and investment strategy.

    Get Expert Mortgage Advice

    Whether you're purchasing your first holiday let or refinancing an existing portfolio, specialist advice makes a real difference. Start with a free, no-obligation conversation.

    Access to specialist holiday let lenders
    FCA-regulated advice you can trust
    Callback within one working day
    Free initial consultation

    Request a Callback

    Your details are shared with our trusted mortgage advisor only. We respect your privacy and never spam.

    Common Questions

    Yes, but you'll need a specific holiday let or serviced accommodation mortgage rather than a standard buy-to-let. These products are designed for short-term rental income and assess affordability differently. Lenders typically look at projected rental income from comparable properties in the area.

    Unlike standard buy-to-let mortgages that use a single rental figure, holiday let lenders often assess affordability using projected occupancy rates and average nightly rates. Some lenders use industry data, others want evidence of bookings or professional projections. A broker will know which approach each lender takes.

    Most holiday let mortgages require a minimum 25% deposit, though some specialist lenders offer products at 20%. The rate you get typically improves significantly at 40% deposit. Your broker can show you how different deposit levels affect your options.

    Often, yes. If you have equity in your home or existing investment properties, releasing it to fund a holiday let purchase can be tax-efficient. However, this needs careful planning around your overall mortgage structure. A broker can model different scenarios.

    You'll receive a call from a qualified mortgage advisor within one working day. They'll discuss your situation, understand what you're trying to achieve, and explain your options clearly. There's no obligation and no charge for the initial conversation.

    The initial consultation is free with no obligation. If you proceed with a mortgage application, there may be a broker fee depending on the complexity of your case. Any fees will be explained clearly upfront before you commit to anything.

    Ready to Discuss Your Options?

    A quick conversation with a specialist could open doors you didn't know existed. Free advice, no obligation.

    Your home may be repossessed if you do not keep up repayments on your mortgage. Not all buy-to-let mortgages are regulated by the Financial Conduct Authority. The guidance and advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.